What is Real Estate Title Insurance?
Basically title insurance goes though the due diligence on the title and paperwork of a property in case there are issues. What kinds of issues? Ok you offer to buy a house from the seller not knowing that the property title is actually under someone else s name! This obviously rarely happens but is a dramatized version of what the title insurance does. It ensures that the title is free and clear for sale with no hidden tax liens, hidden amendments and things of that nature.
There are several main players in the nationwide real estate title insurance business. Stewart Title Insurance, First America Title insurance, Chicago Title, etc,etc. Most of these companies have been in business for decades or eons and are the Sears and Roebuck of title insurance.
However in finding the best title insurance companies that also offer the lowest rates you can zero down your search. Ok, spoiler there is going to be a pitch coming as one of our services is a Title Company in Los Angeles.
What we provide is a California only title service that has the convenience and practicality of being local and with lower fees, rates.
Basically what you want in a title company is one that has some history, a company title agent you can get on the phone if you need ASAP and one that offers the lowest rates/fees.